Company Overview

Western Alliance Bancorporation (NYSE: WAL) is a top-performing banking company in the United States. Its primary subsidiary, Western Alliance Bank, Member FDIC, provides a comprehensive range of commercial banking solutions and consumer financial products. With a strong commitment to customer-first service, the bank’s team of banking and mortgage experts delivers personalized financial solutions. Serving clients nationwide, Western Alliance Bank operates full-service banking and financial brands in key markets across the country.

Mortgage Quality Assurance Analyst

Role Overview

The Mortgage Quality Assurance Analyst is responsible for conducting in-line loan reviews throughout the residential lending process, from file delivery to funding. This role requires a deep understanding of residential lending programs and practices, along with strong collaboration skills to work effectively with mortgage operations teams. The ideal candidate will play a key role in minimizing risk, ensuring regulatory compliance, and identifying issues for prompt resolution. A self-motivated and detail-oriented individual with a passion for business growth will thrive in this team-driven environment.

Key Responsibilities

Conduct daily quality assurance reviews on selected loans at each stage of the process—file delivery to purchase decision—ensuring adherence to regulatory requirements and company credit and operational standards.
Analyze data and generate regular ILQA reports, summarizing findings, key metrics, and recommendations for corrective actions or process improvements.
Detect and escalate potential fraudulent activities and unresolved issues to management, ensuring appropriate action is taken.
Meet monthly with operations managers to review audit findings, address identified concerns, and drive quality improvements.
Stay updated on federal and state regulatory changes, company policies, and procedures, continuously refining the ILQA checklist to reflect evolving compliance requirements.
Ensure data accuracy and integrity within the loan origination system.
Contribute to special projects as needed.

Qualifications & Skills

Bachelor’s Degree or equivalent experience.
3+ years of experience in residential mortgage lending, with extensive knowledge of lending regulations and credit/collateral analysis.
Familiarity with investor and insurer guidelines, including FHLMC, FNMA, FHA, VA, and USDA.
Strong written and verbal communication skills.
Ability to adapt quickly in a fast-paced, dynamic business environment.
Self-motivated with a proactive approach to problem-solving.
Comfortable working with new technology systems in a paperless environment.
Proven ability to work effectively in a team-oriented setting.
Committed to delivering excellent customer service.

APPLY

Mortgage Quality Assurance Analyst/Auditor

Company Overview