Company Overview
Since 1973, East West Bank has been a trusted partner in financial success. With 110 locations across the U.S. and Asia, we serve as the premier financial bridge between the East and West. Our team of multicultural industry experts helps businesses and individuals navigate new markets and global opportunities.
With a strong track record of growth, we bring deep expertise in real estate, entertainment & media, private equity & venture capital, high-tech, and aviation, fostering sustainable businesses and career advancement opportunities for our employees.
Headquartered in California, East West Bank (Nasdaq: EWBC) is a top-performing commercial bank built on a foundation of integrity, innovation, and an enterprising spirit—empowering people and businesses to reach further.
Overview
East West Bank’s Commercial Banking Group in Atlanta is seeking a Portfolio Manager to oversee underwriting, credit monitoring, and portfolio management for commercial banking relationships. This role involves analyzing financial data, structuring loans, ensuring portfolio performance, and identifying opportunities for cross-selling banking services.
Responsibilities
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Assist Relationship Managers in underwriting and structuring Commercial Lines, Asset-Based Lending (ABL), Owner-Occupied Real Estate, Sponsor-Backed Financing, and Leveraged Buyouts in alignment with bank policies.
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Conduct due diligence and financial analysis for new client relationships and opportunity memos.
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Co-manage commercial loan portfolios, assessing financial strength and recommending appropriate loan structures.
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Participate in the loan approval process, presenting recommendations and ensuring compliance with credit policies.
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Prepare financial write-ups to support new loan generation.
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Accurately assess risk ratings for loans and credits.
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Oversee the loan renewal process, including modifications, amendments, and waivers.
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Serve as the primary liaison between clients, the credit department, commercial support staff, and other internal teams.
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Collaborate with credit analysts to review existing credits.
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Monitor covenant compliance and credit risks within the portfolio.
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Develop solutions for problem loans and mitigate potential risks.
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Ensure portfolio administration aligns with bank credit policies, commercial regulations, and risk management guidelines.
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Perform administrative duties related to client portfolio management.
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Take on special projects and other responsibilities as needed.
Qualifications
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Bachelor’s degree in Finance, Accounting, or a related field, or equivalent professional experience.
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5+ years of banking experience, specifically in portfolio management.
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Strong underwriting and financial projection skills.
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In-depth knowledge of credit policies, risk assessment, and cash-flow/collateral-based lending.
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Expertise in Commercial & Industrial (C&I) loans, including Asset-Based Lending (ABL) and Sponsor-Backed/Cash Flow Loans.
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Proficiency in Excel, particularly for financial modeling.
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Strong interpersonal skills, with a focus on quality, integrity, and client relationships.