Company Overview
About the job
About Marshmallow
We started Marshmallow when we found out how unfair insurance prices are for people who move to the UK. All because the industry hasn’t given this huge cohort of people a second’s thought, and isn’t set up to price them properly.
We saw an opportunity to do things differently, so we made it our mission to back the ones who step outside the norm. Since we started, we’ve helped 100,000s of people get a fairer deal on their car insurance. Using technology, we serve people that are often overlooked by financial services companies, solving important problems for people who need it most.
We know there are millions of marginalised customers out there. And we know that they face unique problems that most companies aren’t even aware of. We believe that our future is helping these people by learning about their experiences, and building our company around their needs. And there are strong signs that there’s a need for a company like us. Earlier this year we hit profitability, which is a huge milestone, but the most exciting thing is that we’re only just getting started.
How We Work
We’re really proud of the culture we’ve created. We push for progress every day, because we know that we’ll only hit big milestones by taking lots of smaller steps. We’re always open to helping our team mates, sharing our ideas, experience and knowledge to solve problems together. We take risks, think creatively and experiment relentlessly to meet our customer’s needs, and never pass blame when things go wrong. We encourage people at all levels to take ownership of their work, and to be bold in challenging how we do things. Everyone has a voice and the opportunity to make an impact.
And autonomy and ownership are only possible with clear direction. That’s why we collaborate to do in-depth planning twice a year, and make sure we leave with clear goals and objectives that flow from top to bottom. To make sure we’re as aligned as possible across functions, most of our work rolls up into four tribes; Acquisition, Retention, Claims and Pricing, Underwriting & Fraud. Each tribe has multiple teams embedded in it, working cross-functionally to do great work.
We’re so excited for all of the challenges up ahead, and we need more people to help us tackle them! If life at Marshmallow sounds like it could be for you, explore our culture handbook or read our blog to find out more.
The Finance Team
We’re here to make sure Marshmallow can achieve its growth ambitions. To do that, we’re building the finance team of the future by arming ourselves with the best processes and data-powered tools in the industry!
We’re looking for a Senior Finance Analyst on a Fixed Term Contract with proven experience in the tech industry to join our finance team and support our growth.
We are on track to do £325m of turnover for the year with our car, and van where we are signing up 10k+ customers per month.
What You’ll Be Doing
- Working closely with the Head of FP&A and leadership team to formulate the business’s medium to long-term financial and strategic plan
- Partner with Business Unit heads to build their annual budgets and forecasts
- Produce models to project long-term growth and determine the impacting business factors
- Analyse financial and operational results to better understand company performance
- Communicate effectively to senior management the reasons behind the product/department performance and results
- Prepare business cases to support new investment, strategic and other business decisions
- Present results and recommendations to senior management for improvements that will lead to cost reduction, revenue generation and streamlining of operations
- Provide insights to senior management around financial modelling, forecasts and profitability
- Build clear, accurate and reliable predictive forecast modelling for multiple functional areas
- Build strong financial models for the business, utilising an understanding of financial reporting and cash flow information
Who You Are
- You’re a strong communicator and enjoy working across the business
- You enjoy working collaboratively and embrace the ideas of others (even if they conflict with your own) to drive the right outcomes for the company and ensure all stakeholders are set up for success
- You’re self-motivated and capable of strategically prioritising multiple tasks actively
- Data-driven and action-orientated
What We’re Looking For From You
- Bachelor’s degree in Finance or Accounting required
- A minimum of 6+ years of professional experience is required (ACCA/CIMA/ACA)
- Preferred prior experience managing a FP&A function
- Exceptional analytical, quantitative, and statistical skills
- Strong financial modelling skills, along with an understanding of financial reporting and cash flow information
- Must be detail-oriented and able to balance multiple responsibilities and tasks while meeting deadlines
- Advanced proficiency in MS Excel (PowerPoint a plus) and working with Financial systems (Netsuite a plus)
- Ability to act and operate independently with minimal daily direction to accomplish objectives
- Ability to work cooperatively and collaboratively with all levels of employees, management, and outside parties to maximise performance, creativity, problem-solving, and results
- Strong business partnering, influencing and interpersonal skills
- High level of commercial acumen and running investment processes
- Tech industry experience required, marketing tech and/or insurance a plus
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